As seasoned travelers with over a decade of experience, we’ve been living the digital nomad lifestyle since 2022. The freedom to explore the world while working remotely is something we wouldn’t trade for anything. However, this lifestyle comes with its own set of challenges—one of the most significant being how to manage our health and deal with unexpected emergencies while far from home.
In a previous Blog article, we discussed why travel insurance is essential for any traveler, and after extensive research, we found SafetyWing to be the perfect fit for our needs. Designed specifically for digital nomads—those who work remotely from various global locations—SafetyWing provides comprehensive travel insurance that seamlessly aligns with our lifestyle. Whether we’re diving into the depths of the ocean or navigating daily life abroad, SafetyWing has been a reliable partner in keeping us safe and secure.
1. Peace of Mind with Global Comprehensive Coverage
As global nomads, one of our top priorities is knowing that we’re covered almost anywhere in the world we decide to travel. SafetyWing’s extensive coverage spans 180 countries, ensuring we’re protected no matter where our journey takes us. This is crucial for us, as we often find ourselves moving from country to country without always having a concrete plan. With SafetyWing, we can embrace spontaneity, knowing that our health and well-being are safeguarded across borders.
2. Reliable Accident Coverage for the Unexpected
Let’s be honest—traveling comes with its fair share of surprises. And if there’s one thing we’ve learned, it’s that accidents can happen when you least expect them. Devin, for example, is a bit accident-prone, and while we’ve been fortunate not to have had any major incidents, it’s comforting to know that SafetyWing has us covered. The insurance includes coverage for unexpected illnesses or injuries, hospital visits, doctor consultations, and prescription drugs. It also extends to emergency travel-related benefits like medical evacuation, trip cancellations or interruptions, and even lost checked luggage. This comprehensive coverage provides us with the assurance that we’re protected against life’s uncertainties, allowing us to focus on our adventures without worry.
3. Flexible Insurance Options That Adapt to Our Needs
One of the standout features of SafetyWing is its flexibility. The insurance operates on a subscription-based model, with plans starting at $56.28 every four weeks. This model is ideal for digital nomads like us, who appreciate the ability to adjust or cancel coverage as our plans evolve. Unlike traditional insurance policies that require a hefty upfront payment, SafetyWing allows us to manage our insurance on a month-to-month basis. This means that if our travel plans change, we can easily modify or cancel our policy without any hassle. Plus, they offer a full refund if we cancel before the policy starts—something that gives us added peace of mind.
4. Adventure Sports Insurance for Thrill-Seekers
One of the reasons we chose SafetyWing is its coverage of amateur adventure sports—a rare find among travel insurance providers. Devin, who is a certified scuba diver, often explores the underwater world during our travels. Knowing that SafetyWing covers activities like scuba diving, surfing, and other adventure sports is a game-changer for us. The coverage applies as long as the activities are adequately supervised and the appropriate safety equipment is used. This feature gives us the confidence to pursue our passions, whether it’s diving in the Philippines or surfing in Bali, without the fear of what might happen if something goes wrong.
SafetyWing also provides coverage for eligible medical expenses resulting from moped or scooter accidents, as long as you’re properly licensed and wearing the necessary safety gear. However, it’s important to note that their exclusions include high-risk or professional sports activities, pre-existing conditions, cancer treatment, lost or stolen personal belongings, and trips that were canceled before departure.
Tip: Always verify that your driver’s license is valid in the country you’re visiting, or consider obtaining an international driver’s license to ensure you’re covered.
5. 24/7 Global Assistance for Peace of Mind
Travel can sometimes throw curveballs our way, and having access to reliable support is invaluable. SafetyWing offers 24/7 global assistance, which is a major plus for us. While we haven’t had to use this feature (and hope we never do), it’s reassuring to know that help is just a phone call away. Whether it’s a medical emergency or simply needing clarification on our coverage, knowing that we can speak to a real person at any time makes us feel valued and secure. This level of support is something we deeply appreciate, especially when navigating unfamiliar environments where language barriers and time zones can complicate things.
In an era where people can work from anywhere, having the right travel insurance is essential. SafetyWing understands the unique needs of digital nomads and offers a solution that provides comprehensive coverage and flexibility. Whether you’re a solo traveler, a couple like us, or part of a remote team, SafetyWing’s insurance is designed to adapt to your lifestyle. SafetyWing provides the protection you need, wherever your journey takes you.
They even offer remote health insurance options for teams, ensuring that everyone on your journey is covered. So, whether it’s working from a beachfront café or exploring a new city, you can focus on what matters most—living your best nomadic life—with the confidence because SafetyWing has your back.
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